diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift
index 3f23de7..cc5413d 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift	
@@ -90,7 +90,7 @@ class FetchData {
             case .success(let value):
                 let dict = JSON(value).dictionaryValue
                 guard dict["status"]?.dictionaryValue["response_code"]?.string == "0" else { return }
-                
+
                 //let's first parse the pending transactions
                 dict["pending_transaction_list"]?.arrayValue.forEach {
                     if let desc = $0["description"].string,
@@ -103,11 +103,11 @@ class FetchData {
                         let modifiable = $0["is_payment_modifiable"].string {
                         let type: TransactionType = $0["payment_amount_type"].stringValue == "" ? .purchase : .reimbursement
                         let isModifiable: Bool = modifiable == "Y" ? true : false
-                        
+
                         transactions.append(Transaction(type: type, amount: amount, merchantID: desc, date: date, confirmationNum: confirmationNum, paymentId: paymentId, isPending: true, isModifiable: isModifiable))
                     }
                 }
-                
+
                 // let's parse just processed transactions now
                 dict["processed_transaction_list"]?.arrayValue.forEach {
                     if let desc = $0["description"].string,
@@ -125,7 +125,7 @@ class FetchData {
             }
         }
     }
-    
+
     static func getBankInfo(completion: @escaping ([BankAcct], Error?) -> Void) {
         var bankIds: [BankAcct] = []
         Alamofire.request(Defaults.FETCH_BANKS_URL, method: .post, parameters: Defaults.headerForMulti, encoding: JSONEncoding.default, headers: Defaults.authHeader).responseJSON { payload in
@@ -151,14 +151,13 @@ class FetchData {
             }
         }
     }
-    
+
     static func cancelPayment(accountAlias: String, confirmationNum: String, paymentId: Int, completion: @escaping (String, Error?) -> Void){
-        
         var paymentHeader = Defaults.headerForCancelPmt
         paymentHeader["account_alias"] = accountAlias
         paymentHeader["payment_confirmation_number"] = confirmationNum
         paymentHeader["payment_id"] = paymentId
-        
+
         Alamofire.request(Defaults.CANCEL_PAYMENT_URL, method: .post, parameters: paymentHeader, encoding: JSONEncoding.default, headers: Defaults.authHeader).responseJSON { payload in
             switch payload.result {
             case .success(let value):
@@ -173,15 +172,14 @@ class FetchData {
         }
     }
 
-    static func submitPayment(for alias: String, type: String, amount: Double, bankID: String, completion: @escaping (String, String, Error?) -> Void) {
+    static func submitPayment(for alias: String, type: PaymentType, amount: Double, bankID: String, completion: @escaping (String, String, Error?) -> Void) {
         var paymentHeader = Defaults.headerForPmt
         paymentHeader["account_alias"] = alias
         paymentHeader["bank_account_id"] = bankID
-        paymentHeader["payment_amount_type"] = type
+        paymentHeader["payment_amount_type"] = type.rawValue
         paymentHeader["payment_amount"] = amount
         paymentHeader["scheduled_payment_post_date"] = Defaults.careCreditDateFormatter.string(from: Date())
 
-
         Alamofire.request(Defaults.MAKE_PAYMENT_URL, method: .post, parameters: paymentHeader, encoding: JSONEncoding.default, headers: Defaults.authHeader).responseJSON { payload in
             switch payload.result {
             case .success(let value):
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift
index 18b312b..99ab3b1 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift	
@@ -47,7 +47,10 @@ class PaymentDetailInterfaceController: WKInterfaceController {
                 self.activityIndicator.configureForActivityIndicator()
                 self.activityIndicatorLabel.setHidden(false)
                 self.activityIndicatorLabel.setVerticalAlignment(.center)
-                FetchData.submitPayment(for: alias, type: "CBL", amount: 20.00, bankID: "9999") { confirmationNum, paymentID, error in
+                let type: PaymentType = self.paymentAmount == self.selectedAccount?.curBalance ? .currentBal : .minimumDue
+
+                // process this payment using default bank account (9999) until ability to change account is implemented
+                FetchData.submitPayment(for: alias, type: type, amount: self.paymentAmount, bankID: "9999") { confirmationNum, paymentID, error in
                     guard error == nil else {
                         let dismiss = WKAlertAction(title: "Dismiss", style: .cancel, handler: {})
                         self.presentAlert(withTitle: "Error", message: "We were unable to process your payment at this time. Please try again later.", preferredStyle: .alert, actions: [dismiss])
diff --git a/SynchronyFinancial/SynchronyFinancial/Transaction.swift b/SynchronyFinancial/SynchronyFinancial/Transaction.swift
index 71c58b0..e24c2b3 100644
--- a/SynchronyFinancial/SynchronyFinancial/Transaction.swift
+++ b/SynchronyFinancial/SynchronyFinancial/Transaction.swift
@@ -12,6 +12,11 @@ public enum TransactionType: Int {
     case reimbursement = 1
 }
 
+public enum PaymentType: String {
+    case currentBal = "CBL"
+    case minimumDue = "MIN"
+}
+
 class Transaction: NSObject {
     var type: TransactionType
     var amount: Double