diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Contents.json
index 8fbcab6..1d64c3b 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Contents.json	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Contents.json	
@@ -79,7 +79,7 @@
     {
       "size" : "1024x1024",
       "idiom" : "watch-marketing",
-      "filename" : "synchrony_app_storeArtboard 2.png",
+      "filename" : "launch_screen_cc_2-01_1024_1024.png",
       "scale" : "1x"
     }
   ],
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-24@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-24@2x.png
index b1654e5..40ef289 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-24@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-24@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-27.5@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-27.5@2x.png
index dec6be5..92868de 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-27.5@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-27.5@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@2x.png
index 36468c5..604090e 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@3x.png
index ad17f53..7dafe1d 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@3x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-29@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-40@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-40@2x.png
index 64880fb..cfffb7e 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-40@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-40@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-44@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-44@2x.png
index 645ed26..988a058 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-44@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-44@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-86@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-86@2x.png
index c5a4bf8..8cb37bd 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-86@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-86@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-98@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-98@2x.png
index 19af1de..fd85c8a 100644
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-98@2x.png and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/Icon-98@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/launch_screen_cc_2-01_1024_1024.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/launch_screen_cc_2-01_1024_1024.png
new file mode 100644
index 0000000..036a7c1
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/launch_screen_cc_2-01_1024_1024.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/synchrony_app_storeArtboard 2.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/synchrony_app_storeArtboard 2.png
deleted file mode 100644
index 07cc8bf..0000000
Binary files a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/AppIcon.appiconset/synchrony_app_storeArtboard 2.png and /dev/null differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/Contents.json
new file mode 100644
index 0000000..da4a164
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/Contents.json	
@@ -0,0 +1,6 @@
+{
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/Contents.json
new file mode 100644
index 0000000..0426449
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_0.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_0@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_0@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0.png
new file mode 100644
index 0000000..ae2aae3
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@2x.png
new file mode 100644
index 0000000..db202f1
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@3x.png
new file mode 100644
index 0000000..838d141
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_0.imageset/loading_cc_0@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/Contents.json
new file mode 100644
index 0000000..0e7c37f
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_1.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_1@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_1@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1.png
new file mode 100644
index 0000000..759e525
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@2x.png
new file mode 100644
index 0000000..303ddcf
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@3x.png
new file mode 100644
index 0000000..c549e35
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_1.imageset/loading_cc_1@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/Contents.json
new file mode 100644
index 0000000..b254d71
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_2.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_2@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_2@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2.png
new file mode 100644
index 0000000..cbb26c8
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@2x.png
new file mode 100644
index 0000000..51f328e
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@3x.png
new file mode 100644
index 0000000..5191961
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_2.imageset/loading_cc_2@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/Contents.json
new file mode 100644
index 0000000..fd30878
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_3.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_3@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_3@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3.png
new file mode 100644
index 0000000..9aa8a0d
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@2x.png
new file mode 100644
index 0000000..6f31572
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@3x.png
new file mode 100644
index 0000000..ef77219
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_3.imageset/loading_cc_3@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/Contents.json
new file mode 100644
index 0000000..96df1ff
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_4.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_4@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_4@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4.png
new file mode 100644
index 0000000..5cd26da
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@2x.png
new file mode 100644
index 0000000..d6a7486
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@3x.png
new file mode 100644
index 0000000..ef84812
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_4.imageset/loading_cc_4@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/Contents.json
new file mode 100644
index 0000000..5d92533
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_5.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_5@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_5@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5.png
new file mode 100644
index 0000000..475a7cf
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5@2x.png
new file mode 100644
index 0000000..2cefaba
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_5.imageset/loading_cc_5@3x.png
new file mode 100644
index 0000000..fda6363
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diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/Contents.json
new file mode 100644
index 0000000..76a2923
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_6.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_6@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_6@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6.png
new file mode 100644
index 0000000..4117df4
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diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@2x.png
new file mode 100644
index 0000000..9927a6d
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@3x.png
new file mode 100644
index 0000000..6cf3a88
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_6.imageset/loading_cc_6@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/Contents.json b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/Contents.json
new file mode 100644
index 0000000..6345df7
--- /dev/null
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/Contents.json	
@@ -0,0 +1,23 @@
+{
+  "images" : [
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_7.png",
+      "scale" : "1x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_7@2x.png",
+      "scale" : "2x"
+    },
+    {
+      "idiom" : "universal",
+      "filename" : "loading_cc_7@3x.png",
+      "scale" : "3x"
+    }
+  ],
+  "info" : {
+    "version" : 1,
+    "author" : "xcode"
+  }
+}
\ No newline at end of file
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7.png
new file mode 100644
index 0000000..5629b57
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@2x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@2x.png
new file mode 100644
index 0000000..ea94a4a
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@2x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@3x.png b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@3x.png
new file mode 100644
index 0000000..332abf4
Binary files /dev/null and b/SynchronyFinancial/SynchronyFinancial WatchKit App/Assets.xcassets/loading/loading_cc_7.imageset/loading_cc_7@3x.png differ
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Base.lproj/Interface.storyboard b/SynchronyFinancial/SynchronyFinancial WatchKit App/Base.lproj/Interface.storyboard
index fa59de6..8c5a2de 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit App/Base.lproj/Interface.storyboard	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Base.lproj/Interface.storyboard	
@@ -24,7 +24,7 @@
                                 </items>
                             </group>
                             <connections>
-                                <segue destination="Rpu-25-8st" kind="push" identifier="toAccounts" id="f1W-Bx-IrV"/>
+                                <action selector="accountsButtonTapped" destination="Qge-pO-HLc" id="Y7y-Sk-qO7"/>
                             </connections>
                         </button>
                         <button alignment="center" verticalAlignment="bottom" id="Vth-km-gVm">
@@ -103,19 +103,19 @@
             </objects>
             <point key="canvasLocation" x="315" y="602"/>
         </scene>
-        <!--Account Table Interface Controller-->
+        <!--AcctsTable-->
         <scene sceneID="5Qe-Th-pL8">
             <objects>
-                <controller hidesWhenLoading="NO" id="Rpu-25-8st" customClass="AccountTableInterfaceController" customModule="SynchronyFinancial_WatchKit_Extension">
+                <controller identifier="AcctsTable" hidesWhenLoading="NO" id="Rpu-25-8st" customClass="AccountTableInterfaceController" customModule="SynchronyFinancial_WatchKit_Extension">
                     <items>
                         <label width="1" alignment="center" text="Accounts" textAlignment="center" id="JYm-yy-xrH"/>
                         <table alignment="left" id="To8-Ze-tMX">
                             <items>
                                 <tableRow identifier="account" id="5xi-FS-LlJ" customClass="AccountCell" customModule="SynchronyFinancial_WatchKit_Extension">
-                                    <group key="rootItem" width="1" height="44" alignment="left" layout="vertical" id="mYi-9N-Ue7">
+                                    <group key="rootItem" width="1" height="0.0" alignment="left" layout="vertical" id="mYi-9N-Ue7">
                                         <items>
-                                            <label alignment="left" text="Account Name" id="Tl1-Kc-YJS"/>
-                                            <label width="136" alignment="left" verticalAlignment="bottom" text="(...XXXX)" textAlignment="left" id="OWC-kI-GEy"/>
+                                            <label alignment="left" verticalAlignment="center" text="Account Name" id="Tl1-Kc-YJS"/>
+                                            <label width="136" alignment="left" verticalAlignment="center" text="(...XXXX)" textAlignment="left" id="OWC-kI-GEy"/>
                                         </items>
                                     </group>
                                     <connections>
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit App/Info.plist b/SynchronyFinancial/SynchronyFinancial WatchKit App/Info.plist
index c9ec8f9..100842b 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit App/Info.plist	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit App/Info.plist	
@@ -5,7 +5,7 @@
 	<key>CFBundleDevelopmentRegion</key>
 	<string>$(DEVELOPMENT_LANGUAGE)</string>
 	<key>CFBundleDisplayName</key>
-	<string>SynchronyFinancial WatchKit App</string>
+	<string>Care Credit</string>
 	<key>CFBundleExecutable</key>
 	<string>$(EXECUTABLE_NAME)</string>
 	<key>CFBundleIdentifier</key>
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountDetailsInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountDetailsInterfaceController.swift
index fe30f0b..38dd30d 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountDetailsInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountDetailsInterfaceController.swift	
@@ -11,7 +11,6 @@ import Foundation
 
 class AccountDetailsInterfaceController: WKInterfaceController {
     var selectedAccount: Account?
-    var dictForAcct: [String: Account] = [:]
     var transactionDict: [String: Any] = [:]
 
     @IBOutlet var loadingLabel: WKInterfaceLabel!
@@ -26,9 +25,8 @@ class AccountDetailsInterfaceController: WKInterfaceController {
 
     @IBAction func payBillTapped() {
         if let acct = selectedAccount {
-            dictForAcct.updateValue(acct, forKey: "acct")
+            pushController(withName: "PayMinimum", context: acct)
         }
-        pushController(withName: "PayMinimum", context: dictForAcct)
     }
 
     @IBAction func recentButtonTapped() {
@@ -56,31 +54,19 @@ class AccountDetailsInterfaceController: WKInterfaceController {
         super.awake(withContext: context)
         payButton.setWidth(self.contentFrame.width / 2)
         transactionsButton.setWidth(self.contentFrame.width / 2)
-        guard let data = context as? [String: Account] else {
+
+        guard let data = context as? Account else {
             NSLog("Error receiving context containing selected account in AccountDetailInterfaceController")
             return
         }
 
-        selectedAccount = data["acct"]
+        selectedAccount = data
         configureForAccount()
     }
 
-    override func willActivate() {
-        // This method is called when watch view controller is about to be visible to user
-        super.willActivate()
-    }
-
-    override func didDeactivate() {
-        // This method is called when watch view controller is no longer visible
-        super.didDeactivate()
-    }
-
     override func contextForSegue(withIdentifier segueIdentifier: String) -> Any? {
-        if segueIdentifier == "payBill" {
-            if let acct = selectedAccount {
-                dictForAcct.updateValue(acct, forKey: "acct")
-                return dictForAcct
-            }
+        if segueIdentifier == "payBill", let acct = selectedAccount {
+            return acct
         }
 
         return nil
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountTableInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountTableInterfaceController.swift
index 72518cd..1a53c86 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountTableInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/AccountTableInterfaceController.swift	
@@ -11,7 +11,6 @@ import Foundation
 
 class AccountTableInterfaceController: WKInterfaceController {
     var accounts: [Account] = []
-    var acctDict: [String: Account] = [:]
     var transactionDict: [String: [Transaction]] = [:]
 
     @IBOutlet var titleLabel: WKInterfaceLabel!
@@ -20,26 +19,17 @@ class AccountTableInterfaceController: WKInterfaceController {
     override func awake(withContext context: Any?) {
         super.awake(withContext: context)
 
-        if let context = context as? [String: [Account]], let accts = context["accts"] {
-            accounts = accts
+        guard let data = context as? [Account] else {
+            NSLog("Error getting accounts table context")
+            return
         }
 
+        accounts = data
         configureRows()
     }
 
-    override func willActivate() {
-        // This method is called when watch view controller is about to be visible to user
-        super.willActivate()
-    }
-
-    override func didDeactivate() {
-        // This method is called when watch view controller is no longer visible
-        super.didDeactivate()
-    }
-
     override func table(_ table: WKInterfaceTable, didSelectRowAt rowIndex: Int) {
-        acctDict.updateValue(accounts[rowIndex], forKey: "acct")
-        pushController(withName: "AccountDetails", context: acctDict)
+        pushController(withName: "AccountDetails", context: accounts[rowIndex])
     }
 
     private func configureRows() {
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift
index 013aedb..97d5887 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/FetchData.swift	
@@ -94,12 +94,12 @@ class FetchData {
                         let amountString = $0["transaction_amount"].string,
                         let amount = Double(amountString),
                         let confirmationNum = $0["payment_confirmation_number"].string,
-                        let transactionCode = $0["transaction_code"].string,
                         let paymentIdString = $0["payment_id"].string,
                         let paymentId = Int(paymentIdString),
                         let modifiable = $0["is_payment_modifiable"].string {
                         let type: TransactionType = $0["payment_amount_type"].stringValue == "" ? .purchase : .reimbursement
                         let isModifiable: Bool = modifiable == "Y" ? true : false
+                        let transactionCode = $0["transaction_code"].string ?? ""
                         transactions.append(Transaction(type: type, amount: amount, merchantID: desc, date: date, confirmationNum: confirmationNum, paymentId: paymentId, isPending: true, isModifiable: isModifiable, transactionCode: transactionCode))
                     }
                 }
@@ -109,9 +109,9 @@ class FetchData {
                     if let desc = $0["description"].string,
                         let date = Defaults.careCreditDateFormatter.date(from: $0["transaction_date"].stringValue),
                         let amountString = $0["transaction_amount"].string,
-                        let transactionCode = $0["transaction_code"].string,
                         let amount = Double(amountString) {
                         let type: TransactionType = $0["payment_amount_type"].stringValue == "" ? .purchase : .reimbursement
+                        let transactionCode = $0["transaction_code"].string ?? ""
                         transactions.append(Transaction(type: type, amount: amount, merchantID: desc, date: date, isPending: false, transactionCode: transactionCode))
                     }
                 }
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/MainMenuInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/MainMenuInterfaceController.swift
index 61a2177..821e574 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/MainMenuInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/MainMenuInterfaceController.swift	
@@ -14,10 +14,9 @@ import SwiftyJSON
 class MainMenuInterfaceController: WKInterfaceController {
     @IBOutlet weak var accountsButton: WKInterfaceButton!
     @IBOutlet weak var wellnessButton: WKInterfaceButton!
-
     @IBOutlet var loadingLabel: WKInterfaceLabel!
     @IBOutlet var activityIndicator: WKInterfaceImage!
-    var acctDict: [String: [Account]] = [:]
+    var accounts: [Account] = []
 
     override func awake(withContext context: Any?) {
         super.awake(withContext: context)
@@ -33,28 +32,22 @@ class MainMenuInterfaceController: WKInterfaceController {
             return
         }
 
-        acctDict.updateValue(accts, forKey: "accts")
-    }
-
-    override func willActivate() {
-        // This method is called when watch view controller is about to be visible to user
-        super.willActivate()
-    }
-
-    override func didDeactivate() {
-        // This method is called when watch view controller is no longer visible
-        super.didDeactivate()
+        accounts = accts
     }
 
     override func contextForSegue(withIdentifier segueIdentifier: String) -> Any? {
-        if segueIdentifier == "toAccounts" {
-            // pass fetched accounts to AccountsTableViewInterfaceController
-            return acctDict
-        } else if segueIdentifier == "toWellness" {
-            // we will probably want to do some setup prior to presenting Wellness
-            return acctDict
+        if segueIdentifier == "toWellness" {
+            return accounts
         }
 
         return nil
     }
+
+    @IBAction func accountsButtonTapped() {
+        if accounts.count > 1 {
+            pushController(withName: "AcctsTable", context: accounts)
+        } else {
+            pushController(withName: "AccountDetails", context: accounts[0])
+        }
+    }
 }
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PayBillInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PayBillInterfaceController.swift
index 5facc30..ae1de26 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PayBillInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PayBillInterfaceController.swift	
@@ -21,26 +21,15 @@ class PayBillInterfaceController: WKInterfaceController {
     override func awake(withContext context: Any?) {
         super.awake(withContext: context)
 
-        // Configure interface objects here.
-        guard let data = context as? [String: Account] else {
+        guard let data = context as? Account else {
             NSLog("Error receiving context containing selected account in AccountDetailInterfaceController")
             return
         }
 
-        acct = data["acct"]
+        acct = data
         configure()
     }
 
-    override func willActivate() {
-        // This method is called when watch view controller is about to be visible to user
-        super.willActivate()
-    }
-
-    override func didDeactivate() {
-        // This method is called when watch view controller is no longer visible
-        super.didDeactivate()
-    }
-
     override func contextForSegue(withIdentifier segueIdentifier: String) -> Any? {
         if segueIdentifier == "PayMinimum" {
             payDict.updateValue(Double(acct?.minPayDue ?? 0.0), forKey: "payment_amount")
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift
index 8d4c9be..1e4f016 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/PaymentDetailInterfaceController.swift	
@@ -40,45 +40,38 @@ class PaymentDetailInterfaceController: WKInterfaceController {
     }
 
     @IBAction func paymentAction() {
-        if paymentButtonArmed {
-            guard let alias = selectedAccount?.accountAlias else { return }
-            let cancel = WKAlertAction(title: "Cancel", style: .cancel, handler: {})
-            let submit = WKAlertAction(title: "Pay Now", style: .default, handler: {
-                self.contentGroup.setHidden(true)
-                self.activityIndicator.configureForActivityIndicator()
-                self.activityIndicatorLabel.setHidden(false)
-                self.activityIndicatorLabel.setVerticalAlignment(.center)
-                let type: PaymentType = self.paymentAmount == self.selectedAccount?.curBalance ? .currentBal : .minimumDue
+        guard let alias = selectedAccount?.accountAlias else { return }
+        let cancel = WKAlertAction(title: "Cancel", style: .cancel, handler: {})
+        let submit = WKAlertAction(title: "Pay Now", style: .default, handler: {
+            self.contentGroup.setHidden(true)
+            self.activityIndicator.configureForActivityIndicator()
+            self.activityIndicatorLabel.setHidden(false)
+            self.activityIndicatorLabel.setVerticalAlignment(.center)
+            let type: PaymentType = self.paymentAmount == self.selectedAccount?.curBalance ? .currentBal : .minimumDue
 
-                // process this payment using default bank account (9999) until ability to change account is implemented
-                guard let bankacct = UserDefaults.standard.getDefaultBankAccount() else {
-                    NSLog("Error retrieving Payment Option")
+            // process this payment using default bank account (9999) until ability to change account is implemented
+            guard let bankacct = UserDefaults.standard.getDefaultBankAccount() else {
+                NSLog("Error retrieving Payment Option")
+                return
+            }
+
+            FetchData.submitPayment(for: alias, type: type, amount: self.paymentAmount, bankID: bankacct.bankAcctId) { confirmationNum, paymentID, error in
+                guard error == nil else {
+                    let dismiss = WKAlertAction(title: "Dismiss", style: .cancel, handler: {})
+                    self.presentAlert(withTitle: "Error", message: "We were unable to process your payment at this time. Please try again later.", preferredStyle: .alert, actions: [dismiss])
                     return
                 }
-                FetchData.submitPayment(for: alias, type: type, amount: self.paymentAmount, bankID: bankacct.bankAcctId) { confirmationNum, paymentID, error in
-                    guard error == nil else {
-                        let dismiss = WKAlertAction(title: "Dismiss", style: .cancel, handler: {})
-                        self.presentAlert(withTitle: "Error", message: "We were unable to process your payment at this time. Please try again later.", preferredStyle: .alert, actions: [dismiss])
-                        return
-                    }
 
-                    self.dictForPayment.updateValue(confirmationNum, forKey: "payment_confirmation_number")
-                    self.dictForPayment.updateValue(paymentID, forKey: "payment_id")
-                    self.activityIndicator.stopAnimatingAsIndicator()
-                    self.activityIndicatorLabel.setHidden(true)
-                    self.contentGroup.setHidden(false)
-                    self.presentController(withName: "PaymentResult", context: self.dictForPayment)
-                    self.popToRootController()
-                }
-            })
-            presentAlert(withTitle: "Disclaimer", message: "By tapping \"Pay Now\", you are authorizing Synchrony Bank to process a one time payment in the amount of \(String(format: "$%.2f", paymentAmount)).", preferredStyle: .actionSheet, actions: [cancel, submit])
-        } else {
-            animate(withDuration: 0.5) {
-                self.paymentButton.setBackgroundColor(#colorLiteral(red: 0.6092301607, green: 0.9366738796, blue: 0.2432599962, alpha: 1))
-                self.paymentButtonArmed = true
-                self.paymentButton.setTitle("Pay Now")
+                self.dictForPayment.updateValue(confirmationNum, forKey: "payment_confirmation_number")
+                self.dictForPayment.updateValue(paymentID, forKey: "payment_id")
+                self.activityIndicator.stopAnimatingAsIndicator()
+                self.activityIndicatorLabel.setHidden(true)
+                self.contentGroup.setHidden(false)
+                self.presentController(withName: "PaymentResult", context: self.dictForPayment)
+                self.popToRootController()
             }
-        }
+        })
+        presentAlert(withTitle: "Disclaimer", message: Defaults.DISCLAIMER, preferredStyle: .actionSheet, actions: [cancel, submit])
     }
 
     @IBAction func bankAccountsTapped() {
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WKInterfaceImage+Extensions.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WKInterfaceImage+Extensions.swift
index 7ec04cf..fccf7e6 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WKInterfaceImage+Extensions.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WKInterfaceImage+Extensions.swift	
@@ -12,14 +12,15 @@ import WatchKit
 extension WKInterfaceImage {
     public func configureForActivityIndicator() {
         self.setHidden(false)
-        self.setImageNamed("cc_activity_")
+        self.setImageNamed("loading_cc_")
+
         self.setHorizontalAlignment(.center)
         self.setVerticalAlignment(.center)
         startAnimatingAsIndicator()
     }
 
     public func startAnimatingAsIndicator() {
-        self.startAnimatingWithImages(in: .init(location: 0, length: 6), duration: 0.5, repeatCount: 0)
+        self.startAnimatingWithImages(in: .init(location: 0, length: 8), duration: 0.6, repeatCount: 0)
     }
 
     public func stopAnimatingAsIndicator() {
diff --git a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WellnessInterfaceController.swift b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WellnessInterfaceController.swift
index 5089537..c86c9bb 100644
--- a/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WellnessInterfaceController.swift	
+++ b/SynchronyFinancial/SynchronyFinancial WatchKit Extension/WellnessInterfaceController.swift	
@@ -24,10 +24,12 @@ class WellnessInterfaceController: WKInterfaceController {
     override func awake(withContext context: Any?) {
         super.awake(withContext: context)
 
-        if let context = context as? [String: [Account]], let accts = context["accts"] {
-            accounts = accts
+        guard let accts = context as? [Account] else {
+            NSLog("Error: could not receive accounts to process for wellness.")
+            return
         }
 
+        accounts = accts
         calculateUtilization()
         calculateWellness()
 
diff --git a/SynchronyFinancial/SynchronyFinancial/Defaults.swift b/SynchronyFinancial/SynchronyFinancial/Defaults.swift
index d9eace3..6aa6601 100644
--- a/SynchronyFinancial/SynchronyFinancial/Defaults.swift
+++ b/SynchronyFinancial/SynchronyFinancial/Defaults.swift
@@ -29,6 +29,9 @@ final class Defaults {
     static let LAST_PAYMENT = "Making monthly payments at this rate (excluding interest), you can eliminate your balance in the noted time period."
     static let HEALTHY_ACCTS = "Healthy accounts shows how many of your CareCredit accounts stand with a utilization at 30% or below."
 
+    // MARK: - Payment Authorization Language
+    static let DISCLAIMER = "I authorize Synchrony Bank to initiate an electronic payment in the amount specified from the bank account on this record. I also authorize my financial institution to honor this electronic payment."
+
     static let careCreditDateFormatter: DateFormatter = {
         var formatter = DateFormatter()
         formatter.dateFormat = "yyyyMMdd"